Dr Sonjai Kumar: Risk Management Expert, Researcher and Insurance Professional

Dr Sonjai Kumar, PhD, CFIRM, SIRM, is a risk management professional with over 30 years of experience in the Indian insurance industry. His expertise includes enterprise risk management, actuarial management, financial risk, corporate governance, capital management and solvency. His research and doctoral work contribute to the understanding of risk management practices and organisational resilience in the insurance sector.
on Oct 30, 2026

Dr Sonjai Kumar, PhD, CFIRM, SIRM, is an experienced risk management professional with over three decades of experience in the Indian insurance industry. His professional expertise spans enterprise risk management, actuarial management, financial risk, corporate governance, capital management and solvency, giving him a broad understanding of the challenges involved in managing risk and ensuring organisational stability.

Alongside his professional work, Dr Kumar has made significant contributions to academic and professional literature. He has published numerous research papers and articles on risk management and insurance, exploring subjects relevant to governance, financial stability and effective risk practices. His work reflects an interest in bridging theoretical knowledge with practical applications in the insurance sector.

A notable milestone in his academic journey was his doctoral research on enterprise risk management in the Indian insurance sector, which won third prize at the 2025 EDAMBA PhD Thesis Competition. This recognition highlights the relevance of his research to the evolving understanding of enterprise risk management and its application within the Indian insurance industry.

Through writing, teaching, training and consulting, Dr Kumar works to promote responsible risk-taking, organisational resilience and effective governance. His approach emphasises the importance of identifying and managing risks while supporting informed decision-making and long-term institutional stability.

By combining extensive industry experience with research and knowledge-sharing, Dr Sonjai Kumar contributes to the development of risk management practices and a deeper understanding of the role that sound governance and risk awareness play in building resilient organisations.